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Equipment Investment May Save You on Workers’ Comp Insurance Claims

, Equipment Investment May Save You on Workers’ Comp Insurance Claims

Prevent Workmans Comp Claims

Can you put a price on the safety of your employees? A one-time investment in equipment such as movers and tugs can mean a dramatic savings over the never-ending costs of ongoing workers’ compensation insurance claims.

What Constitutes a Workplace Injury?

Most companies are legally required to carry workers’ compensation insurance to help limit an employee’s financial loss in case of injury. A work-related injury is defined as one incurred during the course of employment, which actually includes a wide range of cases.

  • While most workplace injuries happen on company grounds, they can also occur off-site, such as while driving a company-owned vehicle, if the corresponding activity is part of job responsibilities.
  • An injury that occurs during lunch or break time can be considered work-related if it happens on company property or off-site, such as during a meeting with a client.
  • Workplace injuries don’t even have to occur during work hours. They can happen during holiday parties or other after-hour events sponsored by an employer.
  • Injuries sometimes occur when employees fail to observe proper safety rules. As of today there is no consistency regarding legal interpretation of such incidents, so you shouldn’t assume the employer is free of responsibility.
  • Depression and other mental illnesses caused by workplace conditions may be covered, as well as pre-existing conditions that are aggravated by performing a job.

DJ Products Offers a Full Line of Movers and Tugs

Electric movers and tugs such as our popular CartCaddy reduce labor costs and workplace injuries by allowing a single employee to safely move loads of hundreds and even thousands of pounds. Visit our website for more information.

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